Debt repayment problems: short-term and long-term implications for spendingKukk, MerikeReview of economics of the household2019 / p. 715–740 https://doi.org/10.1007/s11150-018-9424-2 Journal metrics at Scopus Article at Scopus Journal metrics at WOS Article at WOS How the large-scale early withdrawals from private pension plans were used: insights from young adultsBulõgina, Triin; Kukk, Merike2025 https://doi.org/10.23656/25045520/032025/0221 https://www.eestipank.ee/en/publications/working-papers/2025/32025-triin-bulogina-merike-kukk-how-large-scale-early-withdrawals-private-pension-plans-were-used