Housing equity withdrawal and consumption dynamics in Estonia 2002-2011Aben, Madis; Kukk, Merike; Staehr, KarstenResearch in economics and business : Central and Eastern Europe2012 / p. 19-40 : ill https://www.researchgate.net/publication/285808876_Housing_equity_withdrawal_and_consumption_Dynamics_in_Estonia_2002-2011