• Mobile phone usage data for credit scoringOts, Henri; Liiv, Innar; Tur, DianaDatabases and Information Systems : 14th International Baltic Conference, DB&IS 2020, Tallinn, Estonia, June 16-19, 2020 : Proceedings2020 / p. 82-95 https://doi.org/10.1007/978-3-030-57672-1_7 https://www.scopus.com/sourceid/17700155007 https://www.scopus.com/record/display.uri?eid=2-s2.0-85089718541&origin=inward&txGid=93c954ad6213790d8beeb101e89d9891