• Capital structure formation in multinational and local companies in the Baltic statesAvarmaa, Mari; Hazak, Aaro; Männasoo, KadriBaltic journal of economics2011 / p. 125-145
• Credit constraints, corporate investments and economic fluctuations : implications for local versus multinational companiesAvarmaa, MariInternational research journal of finance and economics2012 / p. 64-77 https://www.researchgate.net/publication/287370122_Credit_constraints_corporate_investments_and_economic_fluctuations_Implications_for_local_versus_multinational_companies
• Credit constraints, corporate investments and economic fluctuations : implications for local versus multinational companies [Electronic resource]Avarmaa, Mari4th International Conference "Economic Challenges in Enlarged Europe" : 17-19 June 2012, Tallinn, Estonia : conference proceedings2012 / 16 p. [CD-ROM] https://www.researchgate.net/publication/287370122_Credit_constraints_corporate_investments_and_economic_fluctuations_Implications_for_local_versus_multinational_companies
• Does leverage affect company growth in the Baltic countries?Avarmaa, Mari2011 International Conference on Economics Development and Research : IPEDR. Vol. 212011 / p. 90-95
• Does leverage affect labour productivity? : a comparative study of local and multinational companies of the Baltic countriesAvarmaa, Mari; Hazak, Aaro; Männasoo, KadriJournal of business economics and management2013 / p. 252-275 : ill https://doi.org/10.3846/16111699.2011.651624 https://www.scopus.com/sourceid/1000147102 https://www.scopus.com/record/display.uri?eid=2-s2.0-84877890477&origin=resultslist&sort=plf-f&src=s&sot=b&sdt=b&s=DOI%2810.3846%2F16111699.2011.651624%29&sessionSearchId=a450e70506a005c9cabf806d863bdfd1 https://jcr.clarivate.com/jcr-jp/journal-profile?journal=J%20BUS%20ECON%20MANAG&year=2013 https://www.webofscience.com/wos/woscc/full-record/WOS:000318261600002
• Does leverage affect labour productivity? : a comparative study of local and multinational companies of the Baltic countriesAvarmaa, Mari; Hazak, Aaro; Männasoo, KadriProceedings of the 8th International Conference on Applied Financial Economics. Vol. 1, Samos Island, Greece, 30 June - 02 July 20112011 / p. 329-343 : ill https://journals.vilniustech.lt/index.php/JBEM/article/view/3712
• Eesti väiksus mõjub fintech'ile korraga soodustavalt ja takistavaltAvarmaa, Mari; Laidroo, Laivi; Tasa, Elinaaripaev.ee2023 https://www.aripaev.ee/arvamused/2023/02/08/eesti-vaiksus-mojub-fintechile-korraga-soodustavalt-ja-takistavalt
• Evaluating the growth potential of digital business weak signals through the lens of entrepreneursBzhalava, Levan; Kaivo-Oja, Jari; Avarmaa, Mari; Hassan, Sohaib S.Futures2025 / art. 103582 https://doi.org/10.1016/j.futures.2025.103582
• FinTech business models and their linkages with customers and founders = FinTech ettevõtete ärimudelid ja nende seosed klientide ja asutajategaKoroleva, Ekaterina2022 https://doi.org/10.23658/taltech.57/2022 https://digikogu.taltech.ee/et/Item/1bc3c0fe-ebe3-434e-a80b-a00d08a6f645 https://www.ester.ee/record=b5525136*est
• FinTech Report Estonia 2019 [Online resource]Tirmaste, Kersti; Voolma, Liina; Laidroo, Laivi; Kukk, Mari-Liis; Avarmaa, Mari2019 https://www.taltech.ee/public/m/majandusanaluusi-ja-rahanduse-instituut/FinTech_Report_Estonia_2019_final.pdf https://doi.org/10.13140/RG.2.2.30062.77128
• FinTech Report Estonia 2021Laidroo, Laivi; Tamre, Anneliis; Kukk, Mari-Liis; Tasa, Elina; Avarmaa, Mari2021 https://doi.org/10.13140/RG.2.2.34303.74408
• Implications of capital structure and credit constraints for company performance : a comparative study of local and multinational companies in the Baltics = Kapitali struktuuri ja krediidipiirangute mõju ettevõtte majandustulemustele Baltimaade kohalike ja rahvusvaheliste ettevõtete näitelAvarmaa, Mari2012 http://www.ester.ee/record=b2860883*est
• The interplay of entrepreneurial ecosystem actors and conditions in FinTech ecosystems : an empirical analysisAvarmaa, Mari; Torkkeli, Lasse; Laidroo, Laivi; Koroleva, EkaterinaJournal of Entrepreneurship, Management and Innovation (JEMI)2022 / p. 79 - 113 https://doi.org/10.7341/20221843 https://www.scopus.com/sourceid/21101054412 https://www.scopus.com/record/display.uri?eid=2-s2.0-85144194275&origin=resultslist&sort=plf-f&src=s&sid=bd8f913d0c344b5cd268426bacbd7f97&sot=b&sdt=b&s=AUTHOR-NAME%28avarmaa%29&sl=28&sessionSearchId=bd8f913d0c344b5cd268426bacbd7f97 https://jcr.clarivate.com/jcr-jp/journal-profile?journal=J%20ENTREP%20MANAG%20INNOV&year=2022 https://www.webofscience.com/wos/woscc/full-record/WOS:000965580300003
• Kolm TalTechi professorit said maailmakuulsa raamatuauhinnapostimees.ee2023 https://majandus.postimees.ee/7829563/kolm-taltechi-professorit-said-maailmakuulsa-raamatuauhinna
• [Lõpetajad = Graduates]Land, Tiit; Sergejev, Fjodor; Jervan, Gert; Salupere, Andrus; Avarmaa, Mari; Leiger, RoometMente et Manu2023 / lk. 30-49 : fot https://www.ester.ee/record=b1242496*est
• [Lõpetajad = Graduates]Land, Tiit; Sergejev, Fjodor; Jervan, Gert; Salupere, Andrus; Avarmaa, Mari; Leiger, RoometMente et Manu2024 / lk. 28-46 : fot https://www.ester.ee/record=b1242496*est
• Mandatory annual report filings of private companies – why late or missing?Laidroo, Laivi; Küttim, Merle; Rumma, Kirsti; Siimann, Paavo; Avarmaa, MariBaltic journal of management2024 / p. 123-144 https://doi.org/10.1108/BJM-11-2022-0431
• Monetary return crowdfunding : social roots but real losses = Finantstulu pakkuv ühisrahastus : sotsiaalsed juured, kuid päris kaotusedKukk, Mari-Liis2022 https://doi.org/10.23658/taltech.66/2022 https://digikogu.taltech.ee/et/Item/4b247bca-1113-44c8-a796-61e564e633c9 https://www.ester.ee/record=b5526153*est
• Naisteadlasi kütkestab vaheldusrikkus ja võimalus maailma muutaGrossberg-Kuusk, Maarja; Volkova, Anna; Miller, Annette; Roos, Kristine; Tammik, Mari-Liis; Kuhi-Thalfeldt, Reeli; Avarmaa, Mari; Stein, Mari-Klaranovaator.err.ee2023 https://novaator.err.ee/1608882170/naisteadlasi-kutkestab-vaheldusrikkus-ja-voimalus-maailma-muuta
• Performance of FinTechs : are founder characteristics important?Koroleva, Ekaterina; Laidroo, Laivi; Avarmaa, MariJEEMS Journal of East European Management Studies2021 / S. 306 - 338 https://doi.org/10.5771/0949-6181-2021-2-306
• Piret Põldmaa, Mari Avarmaa: kas koroonakriis kummutas eelarvestamise paradoksi? [Võrguväljaanne]Põldmaa, Piret; Avarmaa, Mariaripaev.ee2022 https://www.aripaev.ee/arvamused/2022/04/01/piret-poldmaa-mari-avarmaa-kas-koroonakriis-kummutas-eelarvestamise-paradoksi
• The role of location in FinTech formationLaidroo, Laivi; Avarmaa, MariEntrepreneurship and Regional Development2020 / p. 555-572 https://doi.org/10.1080/08985626.2019.1675777 https://www.scopus.com/sourceid/20662 https://www.scopus.com/record/display.uri?eid=2-s2.0-85074019378&origin=inward&txGid=2ae906cffef3248644b2ad5b2e154b71 https://jcr.clarivate.com/jcr-jp/journal-profile?journal=ENTREP%20REGION%20DEV&year=2022 https://www.webofscience.com/wos/woscc/full-record/WOS:000492470900001
• TalTechi ettevõtliku juhtimise MBA õppekava kuulub maailma 300 parima hulkagoodnews.ee2023 https://eestielu.goodnews.ee/taltechi-ettevotliku-juhtimise-mba-oppekava-kuulub-maailma-300-parima-hulka/
• TalTechi ettevõtliku juhtimise MBA õppekava kuulub maailma 300 parima hulkaMente et Manu2023 / lk. 8 https://www.ester.ee/record=b1242496*est
• Uued inimesed ja positsioonidKõrbe Kaare, Kati; Veltri, Niccolo; Grossberg-Kuusk, Maarja; Kauk-Kuusik, Marit; Konist, Alar; Sildever, Sirje; Avarmaa, MariMente et Manu2023 / lk. 49-53 : fot https://www.ester.ee/record=b1242496*est
• Värske veri TTÜsAlajõe, Maria; Avarmaa, Mari; Leesment, Betra; Muldme, Anne; Voll, Hendrik; Trahov, TeaMente et Manu2017 / lk. 22-24 : portr https://www.ttu.ee/public/m/mente-et-manu/MM_05_2017/mobile/index.html https://artiklid.elnet.ee/record=b2827005*est
• Ökonomist: riik pöörab finantstehnoloogia arengule liiga vähe tähelepanuAvarmaa, Marinovaator.err.ee2025 https://novaator.err.ee/1609571200/okonomist-riik-poorab-finantstehnoloogia-arengule-liiga-vahe-tahelepanu