• To sandbox or not to sandbox? Diverging strategies of regulatory responses to FinTechRaudla, Ringa; Juuse, Egert; Kuokstis, Vytautas; Cepilovs, Aleksandrs; Cipinys, Vytenis; Ylonen, MattiRegulation and governance2025 / p. 917-932 https://doi.org/10.1111/rego.12630