Estonian banking system development 1995-2004Vainu, JaanFuture of Banking After the Year 2000 in the World and in the Czech Republic : X, Finance and Banking : Karvina, Czech Republic : proceedings from the international conference2005 / p. 5-19 Segmented analysis of banking informationAarma, AugustFuture of Banking After the Year 2000 in the World and in the Czech Republic : X, Finance and Banking : Karvina, Czech Republic : proceedings from the international conference2005 / p. 110-120 : ill