Competing around the Baltic Sea : pricing differences of banking servicesListra, Enn; Kulla, Gert21st International Scientific Conference Smart and Efficient Economy : Preparation for the Future Innovative Economy : proceeding of selected papers : May 19-20, 2016, Brno, Czech Republic2016 / p. 40-46 : tab http://www.icem.lt/public/icem/ICEM_2016_selected%20papers.pdf The motives of chocolate consumption among Estonians and Russians in Estonian marketPjatakova, Liia; Parts, Oliver21st International Scientific Conference Smart and Efficient Economy : Preparation for the Future Innovative Economy : proceeding of selected papers : May 19-20, 2016, Brno, Czech Republic2016 / p. 206-211 : ill http://www.icem.lt/public/icem/ICEM_2016_selected%20papers.pdf