Stress tests of the household sector using microdata from survey and administrative sourcesMeriküll, Jaanika; Rõõm, TairiInternational journal of central banking2020 / p. 203-248 https://www.ijcb.org/journal/ijcb20q1a6.pdf

The financial fragility of Estonian households : evidence from stress tests on the HFCS microdataMeriküll, Jaanika; Rõõm, Tairi2017 http://www.ester.ee/record=b4659856*est