On the verge of a digital future for all : Montenegro human development report 2020Taveter, Kuldar; Lauk, Mihkel; Martinson, Priit; Nyman-Metcalf, Katrin; Linros, Janar; Mägi, Erki; Lukšic, Igor; Kuzman, Tanja; Bajic, Nevena; Kuonqui, Christopher2020 https://www.undp.org/sites/g/files/zskgke326/files/2023-08/NHDR-2020-EN.pdf